Employment Insurance Premium Refunds

We offer a very competitive fee structure
We prepare the forms for you at your premises.
We don't send you the forms and expect you to fill them out yourself and mail them back to us.

Most members of family businesses are unnecessarily paying Employment Insurance Premiums (formerly called Unemployment Insurance premiums). This can cost themselves and their companies thousands of dollars per year. If these family members were to ever try and collect benefits they would be denied. It simply makes no sense to keep paying into a fund when you have no chance of collecting if you ever need to. It makes much more economic sense to take that money and invest into your own RRSP or other savings vehicle. By the same token the company can invest the monies that it has been paying into the Employment Insurance fund into other areas.

We have recovered substantial refunds of Employment Insurance premiums for thousands of clients over the past several years. Applying for these refunds has to be done in strict accordance with Government regulations. If the applications are filled out in an improper manner the claims can be denied and it is difficult to overturn a negative ruling. After discussing your particular corporate structure and situation with you WE FILL OUT THE APPLICATION FORMS FOR YOU TO ENSURE THAT THEY ARE DONE CORRECTLY. As your Representative we track the claims through the Government refund process to ensure that you receive the refunds that you are entitled to.

Allow us to work on your behalf in procuring these refunds. You benefit by receiving the immediate cash refund of premiums (both individual and corporate) as well as saving substantial monies into the future. Of course it goes without saying that you do not pay us anything until you receive your refund.

A refund of EI would indeed have a positive effect on the cash balance of both your company and the individuals involved. In procuring an EI refund there is a specific approach that has to be addressed. An EI ruling needs to be applied for detailing the relationship between employer and employee and addressing key issues involved in the factors determining whether an EI refund is warranted. The paperwork filed to recover an EI refund consists of a PD24 EI ruling application where one details the rationale for filing for the refund of ei premiums.

Employment Insurance is necessary to provide cash flow if one is laid off from their job. However if one is denied the EI benefit when most needed then why should one continue to pay the EI premium? It makes no sense!!! This is the catch-22 situation in which family member employees often find themselves. They have been paying EI for years but cannot avail themselves of the EI benefit when needed. This is why applying for an EI refund for the current year and/or EI refunds for past years is the most sensible approach. Why keep paying for years into a fund if you cannot collect.

The terms themselves can be confusing. We are often asked about EI, EI refunds, Employment insurance, EI insurability. even the old term i.e. “Unemployment Insurance” People even think that the words are combined i.e. “Eirefund” as though the terms are synonamous not realizing that a person can not automatically be entitled to an “eirefund”. One has to apply for and be specifically exempted through the ruling process.

After filing the applicable paperwork to apply for the EI refund a CRA rulings officer will determine the EI status of the individual. Our expertise in dealing with EI refund claims enables us to liaise professionally with the CRA Rulings officer on your behalf and address any issues. We provide you with guidance every step of the way and of course do not bill you until the process is complete.

Our fee is very competitive. WE ONLY BILL FOR REFUNDS FOR CURRENT AND PAST YEARS. WE DO NOT BILL FOR FUTURE YEARS. We do all the paperwork at your premises unlike our competitors who will mail you out a package and expect you to fill out all the for rself.

As professionals in the Employment Insurance refund area we take pride in our track record of having recovered thousands of dollars of EI premiums for our client companies and the applicable family members.

We would like to do the same for you!!!!!